Miami Uber and Lyft Accident Lawyer

Reviewed by Mike Redondo, Founding Attorney, Redondo Law, P.A. • Updated October 2026

Redondo Law helps people hurt in Uber and Lyft crashes, whether they were riding in the car, driving another car, walking, biking or driving for the app. If you were injured anywhere in Miami or the rest of Miami-Dade County, a Miami Uber and Lyft accident lawyer can sort out which insurance applies and deal with the rideshare companies and their insurers for you.

The consultation is free, and you pay no fee unless we win. Our phones are answered 24/7, and our staff is fully bilingual (Se habla español). You can meet us at our office at 2828 Coral Way, by phone or by video. If you cannot travel, we come to you.

Who we help after an Uber or Lyft accident

A rideshare crash can hurt many different people. Your rights, and the insurance that may pay, depend on who you were in the crash. We represent all of the following.

Uber and Lyft passengers

If you were riding in an Uber or Lyft, you did not cause the crash. Your claim may be against your rideshare driver, the other driver, or both. Because the ride was accepted, the higher rideshare coverage is usually in play.

Drivers hit by an Uber or Lyft driver

If a rideshare driver hit your car, the coverage you can reach depends on what the driver was doing in the app at that moment.

Pedestrians and cyclists

Rideshare drivers stop, pull over and swing doors open in busy areas, often while looking at a phone. People on foot and on bikes are at real risk. If you were hit while walking, see our pedestrian accident page for more on your rights.

Uber and Lyft drivers who get hurt

If you drive for Uber or Lyft and another driver hit you, start with your own coverage. Your own PIP usually pays first. If the at-fault driver has little or no bodily injury coverage, your own uninsured/underinsured motorist (UM) coverage may help, if you have it. Whether the company’s policy also helps depends on your app status at the time of the crash and on the policy terms. We review every policy that may apply, including your personal policy and the company’s.

Uber and Lyft insurance in Florida depends on app status

Florida law, Fla. Stat. 627.748, sets insurance minimums for rideshare drivers. The key question is what the driver was doing in the app when the crash happened. A Miami rideshare accident attorney will want to know this right away, because it decides which insurer is responsible and how much coverage is available.

App off

If the driver was not logged in to the app, the driver is treated like any other driver. The driver’s personal auto policy usually applies, and the rideshare minimums do not. Most Florida drivers are not required to carry bodily injury coverage, so it may be little or none.

App on, no ride accepted

If the driver was logged in and waiting for a ride request, the law requires at least $50,000 per person and $100,000 per crash in bodily injury coverage, plus $25,000 for property damage. This coverage can come from the driver, the company, or both.

Ride accepted until the passenger exits

Once the driver accepts a ride, through pickup, and until the passenger gets out of the car, the law requires at least $1 million in coverage.

Who pays first if you were an Uber or Lyft passenger

Florida is a no-fault state. Personal injury protection (PIP) pays up to $10,000: 80% of medical bills and 60% of lost wages, no matter who caused the crash. You must get initial medical care within 14 days of the crash. For passengers, Florida sets an order for which PIP pays:

• Your own PIP, if you own a car and carry PIP.
• A resident relative’s PIP, if you have none, such as a policy held by a family member you live with.
• The PIP of the vehicle you were in, if neither of those applies. For a passenger, that means the rideshare vehicle’s coverage.

PIP is only the first layer. To seek pain-and-suffering damages from the at-fault driver, you generally must have a permanent injury, significant scarring or a similar serious injury. That is when the liability coverage described above matters most. Learn more about PIP on our main Miami car accident lawyer page.

Why rideshare accident claims get complicated

Rideshare claims often move slower and involve more parties than a normal car crash.

• Drivers are treated as independent contractors. Uber and Lyft treat their drivers as independent contractors, not employees. That affects whether the company itself can be held responsible. Whether you can sue Uber or Lyft directly depends on the facts of your crash. In many cases the claim is mainly against the driver and the insurance the law requires.
• App data decides the coverage. The trip records show whether the app was on, whether a ride was accepted and when the passenger got out. The companies hold that data. We request it early and compare it with your screenshots and the crash report.
• Several insurers may be involved. One crash can involve the rideshare driver’s personal insurer, the company’s insurer, the other driver’s insurer and your own PIP and UM carrier. Each may point at the others.

Evidence to save after an Uber or Lyft crash

Much of the proof in a rideshare case lives on your phone. Save it before it is lost or the app changes. Keep these:

• Screenshots of the trip in the app, including the route, the times and the trip status.
• The receipt the company emailed you or shows in the app.
• The driver’s name, photo, car and license plate as shown in the app.
• Any in-app reports or messages you sent to Uber or Lyft about the crash, and their replies.
• Photos and video of the cars, the scene, traffic signals, your injuries and the other driver’s license and insurance card.
• Names and numbers of witnesses, and the police report number.

If you were the rideshare driver, also save screenshots of your app status, your trip log and any messages with the company.

Where Uber and Lyft accidents happen in Miami-Dade

Rideshare cars are everywhere in Miami, but they gather where people travel, work and go out. Many crashes happen at pickups and drop-offs, when drivers slow down, stop suddenly, make U-turns or pull into traffic.

Miami International Airport pickups

Drivers circle the airport roads, merge on and off the Dolphin Expressway (SR 836) and the Palmetto Expressway (SR 826), and crowd the pickup areas. Travelers step out with bags while other cars try to get by.

PortMiami cruise traffic

On cruise days, rideshare cars bring passengers to PortMiami from I-395 and the downtown streets. Heavy traffic, tight drop-off lanes and people unloading luggage create risk for drivers and people on foot.

Brickell and downtown Miami

Brickell and downtown have dense traffic, high-rise driveways, one-way streets and constant curbside stops. Rideshare drivers often stop in a travel lane or near a crosswalk, which can lead to rear-end crashes, door strikes and pedestrian injuries.

South Beach, Ocean Drive and Collins Avenue

South Beach nightlife brings rideshare traffic to Ocean Drive, Collins Avenue and Alton Road late into the night, along with crowds of people walking. See our Miami Beach personal injury page.

Wynwood

Wynwood draws crowds to its galleries, restaurants and bars, especially at night and on weekends. Busy streets, double-parked cars and people walking between venues make pickups and drop-offs risky.

Doral

In Doral, rideshare drivers share the road with trucks near the airport and warehouse districts on NW 25th Street, NW 36th Street and the Palmetto. Learn more on our Doral injury page.

North Miami and Miami Gardens

Rideshare drivers move through North Miami on Biscayne Boulevard and I-95. In Miami Gardens, games and concerts at Hard Rock Stadium bring large numbers of Uber and Lyft pickups and drop-offs at once, near the Turnpike, US-441 and Miami Gardens Drive. The Golden Glades Interchange nearby forces many cars to merge in a short space.

Sexual assault by a rideshare driver

Some rideshare injuries are not crashes. If you were sexually assaulted or harassed by an Uber or Lyft driver, what happened is not your fault. Your safety and your privacy come first. You can speak with us confidentially, at your own pace, in English or Spanish. Learn more on our rideshare sexual assault page.

Uber Eats and food delivery driver accidents

Delivery apps put many drivers on the road who are rushing between restaurants and homes. If you were hit by an Uber Eats or other delivery driver, or you were hurt while delivering, the insurance rules can differ from a rideshare trip with a passenger. See our page on delivery driver accidents.

Injuries in Uber and Lyft accidents

Rideshare passengers often ride in the back seat and may not see a crash coming. Common injuries include neck and back injuries, broken bones, head injuries and traumatic brain injuries. A claim can include medical bills, future care, lost wages, and pain and suffering. When a crash takes a life, the family may have a wrongful death claim.

What to do after an Uber or Lyft accident in Miami

Florida comparative fault and the 2-year deadline

Comparative fault. Florida uses modified comparative negligence. If you are found more than 50% at fault, you generally recover nothing. At 50% or less, your recovery is reduced by your share. For example, in a hypothetical case where a jury finds a driver 30% at fault, that driver’s damages would be reduced by 30%. Insurers often try to shift blame, especially onto drivers, pedestrians and cyclists.

Deadline. Most negligence claims from crashes after March 24, 2023 must be filed within 2 years. A wrongful death claim must be filed within 2 years of the death. Claims against a government agency need written notice first. App data and video can disappear long before the deadline, so do not wait.

Why choose Redondo Law as your Uber and Lyft accident attorney

Mike Redondo and his team give every case personal attention. Before founding Redondo Law in 2019, he spent six years at Holland & Knight defending major corporations in catastrophic injury and wrongful death cases. He knows how corporate defendants and their lawyers build a defense, and he uses that knowledge for injured people. Read more about Mike Redondo.

Our staff is fully bilingual, and our phones are answered 24/7. We serve clients across Miami-Dade, from Miami Beach and Brickell to Doral, North Miami and Miami Gardens. You can see our case results.

Frequently asked questions

Can I sue Uber or Lyft after a crash?

It depends on the facts. Uber and Lyft treat their drivers as independent contractors, which often limits claims against the company itself. In many cases, the claim is against the driver and the insurance Florida law requires for rideshare trips. Sometimes other facts can support a claim against the company. We review the trip data, the policies and what happened before deciding who to pursue.

Who pays my medical bills if I was an Uber or Lyft passenger?

PIP pays first, up to $10,000 for 80% of medical bills and 60% of lost wages. Your own PIP applies first; if you have none, a resident relative’s policy; if neither, the PIP of the rideshare vehicle. Beyond PIP, if you have a serious injury, you may claim against the at-fault driver. If your driver had accepted the ride, at least $1 million in coverage is required.

What if the Uber or Lyft driver was between rides?

If the driver was logged in to the app but had not accepted a ride, Florida requires at least $50,000 per person and $100,000 per crash in bodily injury coverage, plus $25,000 for property damage. If the app was off, the driver’s personal policy usually applies instead. The app records show which status applied, so we request them early.

I was the Uber or Lyft driver and got hit. What now?

Get medical care within 14 days and report the crash to police and in the app. Your own PIP usually pays first. If the other driver caused the crash and has little or no coverage, your own UM coverage may help if you carry it. Whether the company’s policy applies depends on your app status and the policy terms. Save screenshots of your app status and trip log.

How long do I have to file a rideshare accident claim in Florida?

For most crashes after March 24, 2023, you have 2 years to file a lawsuit. For wrongful death, it is 2 years from the date of death. If a government vehicle was involved, written notice is required first. Do not wait for the deadline. Trip data, video and witness memories fade fast.

Do I need a lawyer for an Uber or Lyft accident?

If you were hurt, rideshare claims often involve several insurers, app data held by the company and disputes over which coverage applies. A Miami rideshare accident lawyer can request the records, deal with the insurers and protect your deadline. The consultation is free, so you can learn your options at no cost.

If you were hurt in an Uber or Lyft crash anywhere in Miami-Dade, call (305) 908-6778 or contact us online for a free consultation with a Miami Uber and Lyft accident attorney.

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