Miami Car Accident Lawyer

Reviewed by Mike Redondo, Founding Attorney, Redondo Law, P.A. • Updated October 2026

Redondo Law helps people who were hurt in car crashes, from rear-end collisions on I-95 to T-bone crashes on Biscayne Boulevard. If you were injured or lost a loved one in a crash anywhere in Miami or the rest of Miami-Dade County, a Miami car accident lawyer can deal with the insurance companies while you focus on getting better.

The consultation is free, and you pay no fee unless we win. Our phones are answered 24/7, and our staff is fully bilingual (Se habla español). You can meet us at our office at 2828 Coral Way, by phone or by video. If you cannot travel, we come to you.

Why car accidents happen in Miami

Miami traffic mixes commuters, tourists, delivery drivers and long-haul trucks on the same roads, often in heavy rain. Most crashes come down to a driver who was not careful. The causes we see again and again include:

• Distracted driving. Texting, checking GPS, scrolling or eating behind the wheel. A few seconds looking away is enough to rear-end the car ahead.
• Speeding and reckless driving. Weaving through traffic, racing and tailgating leave no room to stop.
• Rain and poor weather. Afternoon rainstorms are common in South Florida for much of the year. Wet roads, standing water and low visibility make stopping harder, and drivers who do not slow down cause crashes.
• Tourists and rental cars. Visitors who do not know the roads make sudden lane changes, miss exits and stop short.
• Red-light running. Drivers who rush a yellow or ignore a red cause many T-bone crashes at busy intersections.
• Unsafe merging on the expressways. Cutting across lanes at the last second on I-95, the Palmetto and the Dolphin Expressway causes sideswipes and chain-reaction crashes.
• Drunk and impaired driving. Alcohol and drugs slow reaction time and cloud judgment, especially late at night.

Types of car accidents we handle

Every kind of crash raises its own questions about fault, evidence and insurance. Here are the most common ones. Each link explains more.

We also have pages on drunk driver crashes, rental car and tourist driver crashes, parking lot and garage crashes and golf cart accidents.

Crashes with commercial trucks and motorcycles follow different rules and bring different evidence. If a semi, box truck or delivery van hit you, see our Miami truck accident lawyer page. If you were riding, see our Miami motorcycle accident lawyer page. Florida does not require motorcyclists to carry PIP, so those claims work differently.

Rear-end collisions

The driver who hits you from behind is often at fault, but not always. Rear-end crashes are common in stop-and-go traffic and can cause neck, back and head injuries even at low speed. Read more about rear-end collisions.

T-bone and side-impact crashes

A T-bone crash happens when the front of one car hits the side of another, usually at an intersection. There is little metal to protect the person on that side. See our page on T-bone accidents.

Head-on collisions

Head-on crashes are among the most violent. They often involve a driver who was impaired, distracted, passing unsafely or going the wrong way. Learn more about head-on collisions.

Hit-and-run accidents

If the driver who hit you fled, report the crash to police right away. Your own uninsured motorist (UM) coverage can apply even if the driver is never found. Read about hit-and-run accidents.

Uber and Lyft accidents

Crashes involving a rideshare car bring in different insurance, depending on whether the app was on and whether a ride was accepted. Once a ride is accepted and until the passenger gets out, Florida law requires at least $1 million in coverage. See our Uber and Lyft accident page.

Drunk driver accidents

A driver who chooses to drive drunk can face punitive damages in addition to paying for your harm. Florida’s dram shop law is narrow. A bar is liable only if it knowingly served a person habitually addicted to alcohol or willfully served someone under 21.

Vehicle defects: steering and brake failure

Sometimes the car itself is to blame. If steering, brakes, tires or airbags failed because of how they were designed or made, the manufacturer may be liable. These cases need the vehicle preserved, so do not let it be scrapped. Learn more about product liability claims.

Car accidents across Miami-Dade County

We help people hurt in crashes all over the county. The Florida Highway Patrol usually handles crashes on the expressways, the Turnpike and I-95. City police handle crashes on local streets, and the Miami-Dade Sheriff’s Office covers unincorporated areas. We get the crash report, but we start our own investigation right away.

Want to see where serious crashes happen most? Read our guide to the most dangerous roads in Miami-Dade County, built from public county and state crash data.

We help people hurt anywhere in the county, including Miami Gardens, North Miami and North Miami Beach, Aventura and Sunny Isles Beach and Homestead and Florida City.

Miami Beach car accidents

On Miami Beach, Collins Avenue and Alton Road are packed with drivers, delivery trucks, rental cars, cyclists and people on foot. The MacArthur Causeway, the Venetian Causeway and the Julia Tuttle Causeway (I-195) carry heavy traffic to and from the mainland. See our Miami Beach injury page.

North Miami and North Miami Beach auto accidents

Biscayne Boulevard runs through North Miami and North Miami Beach, with busy cross streets at NE 163rd Street and NE 167th Street. I-95 carries heavy traffic through the area. The Golden Glades Interchange, where I-95, the Palmetto, the Turnpike and US-441 meet, forces drivers to merge in a short space.

Edgewater, Wynwood and the Design District

Biscayne Boulevard is the main route through Edgewater and the Upper East Side, and I-195 links the area to Miami Beach. Wynwood and the Design District draw crowds day and night, which means tight streets, rideshare pickups and drivers looking for parking instead of the road.

Downtown Miami and Brickell

Downtown and Brickell traffic feeds into I-95, I-395 and the MacArthur Causeway, with constant lane changes and merges. Heavy foot traffic, construction and rideshare stops add to the risk on local streets.

Doral and Hialeah

The Palmetto Expressway, the Dolphin Expressway, NW 25th Street and NW 36th Street carry commuters and freight through Doral. In Hialeah, Okeechobee Road (US-27) and I-75 are busy routes. Learn more on our Doral injury and Hialeah injury pages.

Kendall and South Dade

US-1 (South Dixie Highway) and Kendall Drive (SW 88th Street) are lined with shopping centers, driveways and busy intersections. Florida’s Turnpike, including the Homestead Extension, carries fast traffic from Kendall south toward Homestead.

How Florida no-fault (PIP) insurance works

Florida is a no-fault state. That means your own insurance pays first after a crash, no matter who caused it. Here is what you need to know, in plain terms.

• PIP pays up to $10,000. Your personal injury protection (PIP) covers 80% of medical bills and 60% of lost wages, regardless of fault.
• The 14-day rule. You must get initial medical care within 14 days of the crash. If you wait, you can lose your PIP benefits.
• The emergency medical condition limit. Without a finding that you had an emergency medical condition, PIP medical benefits are limited to $2,500.
• Passengers and pedestrians. Your own PIP pays first. If you have none, a resident relative’s policy pays. If there is none, the PIP of the car you were in, or the car that hit you, may apply.
• The permanent-injury threshold. To seek pain-and-suffering damages from the at-fault driver, you generally must have a permanent injury, significant scarring or a similar serious injury.

PIP does not cover motorcycle riders, so the rules are different for them. Many people only learn about these limits after the $10,000 runs out. That is one reason to talk with a Miami car accident lawyer early.

When the other driver has little or no insurance

Because Florida does not require bodily injury coverage, a serious crash can leave you facing large bills with no policy on the other side. Your own UM coverage can step in. It can also apply in a hit-and-run. We review every policy that may apply, including your own, a household member’s, and the policy on the car you were in. We also look at whether an employer or vehicle owner may be responsible.

Learn more about uninsured motorist claims.

Florida car accident laws that affect your claim

Comparative fault

Florida uses modified comparative negligence. If you are found more than 50% at fault, you generally recover nothing. At 50% or less, your recovery is reduced by your share. For example, in a hypothetical case where a jury finds you 20% at fault, your damages would be reduced by 20%. Insurers often try to push more blame onto you, so evidence matters.

The 2-year deadline

Most negligence claims from crashes after March 24, 2023 must be filed within 2 years. A wrongful death claim must be filed within 2 years of the death. Claims against a government agency, such as a city or county vehicle, require written notice first and have damage caps. Evidence like video can disappear in days, so do not wait.

Recorded statements

The other driver’s insurer will often call quickly and ask for a recorded statement. You have no duty to give one. Anything you say can be used to limit your claim. Your own policy usually requires you to cooperate with your own insurer, but you can talk with us first.

Damages you may recover after a car accident

What you can recover depends on your injuries, the evidence and the insurance available. A claim may include:

• Medical bills, past and future, beyond what PIP pays
• Lost wages and lost ability to earn in the future
• Pain and suffering, mental anguish and loss of enjoyment of life, if you meet the injury threshold
• Property damage to your car
• Punitive damages in some cases, such as a crash caused by a drunk driver

Serious crashes can cause traumatic brain injuries, spinal injuries and broken bones that need years of care. When a crash takes a life, the family may have a wrongful death claim.

What to do after a car accident in Miami

Need the police report? Here is how to get your Miami-Dade crash report, or a Florida Highway Patrol crash report if the crash was on an expressway.

How a car accident claim and lawsuit work

Most car accident claims settle without a trial. Still, you should know the path. Here is how a case usually moves.

• Investigation. We get the crash report, photos, video and witness statements. We find every insurance policy that may apply.
• Treatment and records. You focus on getting better. We gather your medical records and bills as you treat.
• Claim and negotiation. We present your claim to the insurers and negotiate. You decide whether to accept any offer.
• Filing suit. If the insurer does not make a fair offer, we file a lawsuit, usually in the Miami-Dade courts, before the deadline runs.
• Discovery. Both sides exchange documents and take sworn testimony (depositions).
• Mediation. Most Florida courts require mediation, where a neutral mediator helps both sides try to settle. Many cases resolve here.
• Trial. If the case does not settle, a jury decides fault and damages.

Why choose Redondo Law as your car accident lawyer in Miami

When you hire a Miami car accident lawyer, you should know who is working on your case. Mike Redondo and his team give every case personal attention. Before founding Redondo Law in 2019, he spent six years at Holland & Knight defending major corporations in catastrophic injury and wrongful death cases. He knows how corporate defendants and their lawyers build a defense, and he uses that knowledge for injured people. Read more about Mike Redondo.

Our staff is fully bilingual, so you can talk about your case in English or Spanish. Phones are answered 24/7. We serve clients across Miami-Dade, from Miami Beach and North Miami Beach to Doral, Hialeah and Kendall. You can see our case results.

Frequently asked questions

How much is my car accident case worth?

Value depends on factors like how badly you were hurt, whether the injury is permanent, your medical bills and lost wages, how the injury affects your daily life, who was at fault, and how much insurance is available. We look at all of these before giving you our view.

Do I need a lawyer for a minor car accident?

It is smart to get a free consultation. Some injuries, like neck, back and head injuries, show up days later. If you are hurt, the 14-day PIP rule, the injury threshold and insurer tactics can affect your claim. A free consultation can help you decide.

Who pays my medical bills after a car accident in Florida?

Your own PIP coverage pays first, up to $10,000: 80% of medical bills and 60% of lost wages, no matter who was at fault. You must get initial care within 14 days. Without an emergency medical condition finding, PIP medical is limited to $2,500. Bills beyond PIP may be paid by the at-fault driver’s coverage, your UM coverage or health insurance.

What if the other driver has no insurance?

This is common in Florida because bodily injury coverage is not required for most drivers. Your own uninsured/underinsured motorist (UM) coverage may pay for your injuries. UM can also cover hit-and-run crashes. If you have no UM coverage, we look for other policies and other responsible parties, such as the vehicle owner or the driver’s employer.

How long do I have to file a car accident claim in Florida?

For most crashes after March 24, 2023, you have 2 years to file a lawsuit. For wrongful death, it is 2 years from the date of death. Claims against a government agency need written notice first. But do not wait. You must get medical care within 14 days to keep PIP benefits, and video and other evidence can be lost quickly.

What if I was partly at fault for the crash?

You may still recover. Under Florida’s modified comparative negligence rule, if you are 50% or less at fault, your recovery is reduced by your share. If you are found more than 50% at fault, you generally recover nothing. Insurers often argue you were more at fault than you were, so photos, video and witness statements matter.

If you or a loved one was hurt in a car crash anywhere in Miami-Dade, call (305) 908-6778 or contact us online for a free consultation with a Miami car accident attorney.

Related articles

• I-95 express lane crashes in Miami: who is at fault
• Florida’s 14-day PIP rule: what happens if you wait to see a doctor
• What to do after a crash on the Palmetto Expressway (SR 826)
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• A Guide to Amputations in Florida Car Accidents
• A Guide to Florida Car Accident Negligence Claims