Every year, automobile crashes are one of the most common causes of personal injuries for residents of Miramar and the rest of the state. Unfortunately, state law establishes special rules for car wreck claims that can make it unreasonably difficult to recover the full value of your losses.
Whether you are pursuing damages through an insurance claim or third-party litigation, hiring a Miramar car accident lawyer can be essential to achieving a positive resolution. Once retained, a Redondo Law personal injury attorney with experience handling situations like yours can lend you the knowledge needed to obtain the best result possible in your unique situation.
No-Fault Automobile Insurance Rules
Florida enforces a “no-fault” insurance system that applies specifically to car crashes. Under this system, most people who sustain any kind of loss in a motor vehicle collision must seek restitution for medical expenses, lost work income, and other economic damages initially through their own car insurance policy. This general rule applies regardless of who caused the incident in question, which is where the term “no-fault” comes from.
Anyone injured as a vehicle passenger may also seek recovery for damages that their own policy did not cover through the responsible driver’s insurance policy. The only exception to this “no-fault” system is if an accident results in a permanent injury, which means it results in permanent disfigurement or disability. People who have questions about no-fault auto insurance after a collision should contact a qualified attorney in Miramar immediately.
Miramar Civil Litigation Following a Car Wreck
A person seriously injured in an auto crash has the right to pursue a civil lawsuit against the at-fault party and demand restitution for economic and non-economic damages. Economic damages will include things like medical bills, lost wages, and other damages that can be directly tied to a dollar-amount. Non-economic damages, on the other hand, include amounts awarded for things like pain, suffering, mental stress, and the loss of the enjoyment of life following permanent injuries.
As a Miramar car accident attorney can explain, Florida Statutes §95.11 sets a four-year filing deadline on claims like this. If you wait longer than four years after an incident to start the litigation process, you usually cannot recover any compensation.
How Could Comparative Fault Impact a Motor Vehicle Crash Claim?
No matter how fault is divided among the parties involved, each person’s personal injury protection (PIP) insurance is their initial source of financial compensation. However, people seeking additional compensation will need to prove that another person was responsible for the accident. This applies to both drivers and passengers of vehicles involved in the accident.
According to Fla. Stat. §768.81, a court overseeing a lawsuit may reduce the total amount of compensation you can recover based on your percentage of total fault for the incident. While state law does not prohibit restitution for you if you are primarily at fault for your own damages, comparative fault can still have a devastating impact on recovery. Because of this, it is important to retain help from a seasoned attorney like those at Redondo Law after a motor vehicle wreck in Miramar.
Speak with a Miramar Car Accident Attorney Today
No matter how mild or severe your injuries are, seeking fair financial recovery for the effects of an auto accident can be a complicated and time-consuming ordeal. Fortunately, you can simplify this process by working with the knowledgeable legal team at Redondo Law who has helped people like you through similar situations before.
A Miramar car accident lawyer can provide the assistance you need to achieve the case result you deserve. Schedule your free initial consultation today.