Reviewed by Mike Redondo, Founding Attorney, Redondo Law, P.A. • Updated October 2026
Redondo Law helps people who were hurt in Cutler Bay and Palmetto Bay because someone else was careless. We represent drivers and passengers in car crashes, bus riders, people hit while walking or biking, golf cart riders, shoppers hurt in falls, boaters, and families who lost a loved one. If you need a Cutler Bay or Palmetto Bay personal injury lawyer, we can explain your options and deal with the insurance companies for you.
We are a Miami personal injury firm. Our only office is at 2828 Coral Way in Miami, and we serve clients across Miami-Dade County, including Cutler Bay, Palmetto Bay and nearby South Dade neighborhoods. The consultation is free, there is no fee unless we win, and our phones are answered 24/7. Our staff is fully bilingual in English and Spanish (Se habla español).
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Roads and places in Cutler Bay and Palmetto Bay
Palmetto Bay and Cutler Bay sit side by side in South Miami-Dade, just west of Biscayne Bay. Palmetto Bay became a village in 2002, and Cutler Bay became a town in 2005. SW 184th Street, also called Eureka Drive, forms the line between them east of US-1.
US-1, known here as South Dixie Highway, carries commuters, trucks and shoppers through the area and forms the western edge of Palmetto Bay. Running beside it is the South Dade TransitWay, a busway used by county buses between Dadeland South and Florida City. It has stations at Coral Reef Drive (SW 152nd Street), SW 168th Street and Caribbean Boulevard. Bus riders, drivers and people on foot all meet at its crossings.
The Homestead Extension of Florida’s Turnpike runs along the west side of Cutler Bay, with exits at SW 216th Street, Caribbean Boulevard and Eureka Drive. Old Cutler Road winds south through both towns, past the Deering Estate in Palmetto Bay, and is popular with cyclists. East-west roads such as SW 136th Street, SW 152nd Street (Coral Reef Drive), SW 168th Street and SW 184th Street carry heavy local traffic. The mall at US-1 and SW 211th Street, long known as Southland Mall, draws shoppers and buses. Jackson South Medical Center, a Level 2 trauma center, sits on SW 152nd Street near US-1.
Both towns contract with the Miami-Dade Sheriff’s Office for police services. Deputies assigned to the Cutler Bay Municipal District and the Palmetto Bay Municipal District usually handle crashes on local streets. Crashes on the Turnpike are usually handled by the Florida Highway Patrol. Our guide to the Miami-Dade crash report explains how to get a copy.
Car accidents on US-1 and Old Cutler Road
Rear-end crashes in stop-and-go traffic on US-1 and side-impact crashes at busy intersections can cause serious injuries. Old Cutler Road is narrow and curving in places, and afternoon rainstorms make every road slick for much of the year.
Florida is a no-fault state. Your own personal injury protection (PIP) pays first, up to $10,000, no matter who caused the crash. It covers 80% of medical bills and 60% of lost wages. You must get medical care within 14 days. Without an emergency medical condition finding, PIP medical benefits are limited to $2,500. If your injuries are serious and permanent, you may also have a claim against the at-fault driver. Our Miami car accident lawyer page explains more.
Florida does not require most drivers to carry bodily injury coverage, so the driver who hit you may have little or none. Your own uninsured motorist coverage can fill that gap. If the driver fled, report it to police right away, because UM coverage may still help.
Bus and TransitWay crashes
Many people in both towns ride county buses on the TransitWay or along US-1. Crashes can happen where the busway crosses busy streets, or when a rider is hurt boarding or getting off. People walking to stations can also be hit by turning cars.
A claim against a government transit agency follows special rules. You must give written notice first, and damage caps apply. That makes it important to act early and keep records. See our Miami bus accident lawyer page.
Pedestrians and cyclists
People walk and bike to schools, parks, bus stations and stores in both towns, and cyclists ride Old Cutler Road. A driver who does not look before turning can cause serious harm to someone on foot or on a bike.
If you were hit while walking, PIP usually still applies. Your own PIP pays first. If you have none, a resident relative’s policy may apply. If neither exists, the PIP of the vehicle that hit you may apply. Read more on our Miami pedestrian accident lawyer page.
Golf cart and low-speed vehicle accidents
Palmetto Bay allows registered golf carts on village streets and on county roads with a speed limit of 30 mph or less. Carts are not allowed on main roads such as US-1, Old Cutler Road, SW 136th Street, SW 152nd Street, SW 168th Street and SW 184th Street, or on roads with a 45 mph limit. Carts that are modified to go 20 to 25 mph must be registered with the state as low-speed vehicles and carry PIP and liability insurance.
Golf carts offer little protection in a crash with a car. A driver who does not see a cart, or a cart with faulty brakes or lights, can cause injuries. Who pays depends on the vehicles, the insurance and the facts. See our Miami golf cart accident lawyer page.
Slip and falls and boating injuries
Supermarkets, pharmacies and shopping centers along US-1 see heavy foot traffic. Spills, wet floors after rainstorms, loose mats and broken pavement can cause falls that break hips and wrists or hurt backs. Under Florida law, if you slip on a spill or other substance in a business, you must show the business knew about it or should have known. For example, the spill was there long enough that staff should have found it, or the same problem kept happening. See our Miami slip and fall lawyer page.
Both towns border Biscayne Bay, and Black Point Marina sits near Cutler Bay’s southern edge. Boaters, passengers and jet ski riders can be hurt by careless or impaired operators. In Florida, operators born on or after January 1, 1988 need a boating safety ID card to run a vessel of 10 horsepower or more, and the boating under the influence limit is 0.08. Federal maritime law can apply and can change the rules and deadlines. See our Miami boat accident lawyer page.
What to do after an injury in Cutler Bay or Palmetto Bay
- Call 911. Deputies from the Miami-Dade Sheriff’s Office usually respond on local streets; the Florida Highway Patrol usually handles the Turnpike.
- Get medical care right away. For PIP, you must be seen within 14 days of a crash.
- Take photos of the scene, the vehicles or hazard, and your injuries.
- Get the names and phone numbers of witnesses and the report number.
- At a store, report the fall to a manager and ask for a copy of the report.
- Note any store, bus or traffic cameras nearby. Video is often erased within days or weeks.
- Do not give a recorded statement to the other driver’s insurer.
- Call us before you sign anything from an insurance company.
Florida law you should know
Most negligence claims from injuries on or after March 24, 2023 must be filed within 2 years, and a wrongful death claim must be filed within 2 years of the death. Claims against a government agency, such as a town, the county or a transit agency, require written notice first and have damage caps. Florida uses modified comparative negligence: if you are found more than 50% at fault, you generally recover nothing, and if you are 50% or less at fault, your recovery is reduced by your share. In a hypothetical case where you are found 20% at fault, your recovery would be reduced by 20%.
How working with a Miami-based firm works
We do not have an office in Cutler Bay or Palmetto Bay. Our only office is at 2828 Coral Way in Miami. You can meet with us by phone, by video or in person at the Miami office. If your injuries keep you from traveling, we come to you, at home or in the hospital.
Lawsuits are filed in the county where the case belongs, and cases from these towns are usually filed in Miami-Dade County. Mike Redondo is licensed throughout Florida, and Mike personally oversees every case. Before founding Redondo Law in 2019, he spent six years at Holland & Knight defending major corporations in catastrophic injury and wrongful death cases, so he knows how the other side builds a defense. When a crash takes a life, we also help families with wrongful death claims. We also serve nearby Kendall and Homestead.
Frequently asked questions
Do you have an office in Cutler Bay or Palmetto Bay?
No. Our only office is at 2828 Coral Way in Miami. Clients in Cutler Bay and Palmetto Bay meet with us by phone, by video or at that office. If you cannot travel because of your injuries, we come to you.
Who investigates a crash in Cutler Bay or Palmetto Bay?
Both towns contract with the Miami-Dade Sheriff’s Office, so deputies assigned to each town usually handle crashes on local streets. The Florida Highway Patrol usually handles crashes on the Turnpike. Ask for the report number at the scene so you can get the report later.
I was hurt on a county bus or at a TransitWay station. Can I make a claim?
Possibly. If the bus driver or the agency was careless, you may have a claim. Claims against a government agency require written notice first and have damage caps. If another driver caused the crash, you may have a claim against that driver as well. Call us early so records and video can be requested.
I was hit while riding a golf cart. Does insurance cover it?
It depends on the vehicles involved and the policies in place. The driver who hit you may have coverage, and your own policies may help. Carts registered as low-speed vehicles must carry PIP and liability insurance. We review every policy that might apply.
How much does it cost to hire you?
The consultation is free, and there is no fee unless we win. Florida Bar rules limit contingency fees, and you will receive and sign a Statement of Client’s Rights before we begin.
If you or a loved one was hurt in Cutler Bay or Palmetto Bay, we are ready to listen. Learn more about our Miami personal injury practice, or call (305) 908-6778 any time, day or night, for a free consultation.
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